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Travel Health and Medical Insurance Plans
• Click here if you live in the USA and have fixed travel dates
• Click here if you live in the USA and have unspecified travel dates
Post Departure Plans for Non-US Residents
If you live outside the USA, are under age 90, with a Trip length of less than 90 days, you’ll want one of the GlobalTrip Post Departure plans below:
| Post Departure means no trip cancellation coverage. You still get all the medical & other coverages. You also must get this plan no later than the day before you leave on your trip. |
Note: All Prices and Benefits are in US Dollars
You have 3 GlobalTrip Post Departure plans to choose from:
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GlobalTrip Saver PD – $50,000 Emergency Medical Coverage
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GlobalTrip Classic PD – $500,000 Emergency Medical Coverage
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GlobalTrip Plus PD – $1,000,000 Emergency Medical Coverage
Here’s how GlobalTrip defines a pre-existing condition:
Pre-existing Condition means any Injury, Sickness, condition, including chronic, or related condition (including any condition from which death ensues) of You, or Your Traveling Companion which within the 6 month period (for Age 70+ 12 month period) prior to the Effective Date of Your Protection Plan:
a) manifested itself, became acute or exhibited symptoms which would have caused one to seek diagnosis, care or treatment, whether such diagnosis care or treatment were seek or not; or
b) required medical treatment or treatment was recommended by a Legally Qualified Physician.
Chronic condition means: A condition that persists for a long time and generally has a slow progression. Generally, chronic conditions cannot be prevented by vaccines or cured by medication, nor do they just disappear. For example, Diabetes, COPD & any condition that requires Coumadin (Warfarin) are chronic.
Chronic diseases are specifically listed by WHO. Click here for more information about chronic diseases.
Note: Your Effective Date is the day after you purchase your GlobalTrip PD plan |
A brief description is below. For complete coverage, terms, conditions and exclusions, select the GlobalTrip Certificate of Insurance. You can view or download the GlobalTrip Certificate with the free Adobe Acrobat Reader).
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Plan Benefits
(per insured traveler): |
GlobalTrip Saver PD |
GlobalTrip Classic PD |
GlobalTrip Plus PD |
| Who can get this? |
Any non-US resident |
| Secure online order form link (you don’t pay extra fees using us) |
GlobalTrip Saver PD Secure Online Order Form |
GlobalTrip Classic PD Secure Online Order Form |
GlobalTrip Plus Secure Online Order Form |
| Money Back Guarantee |
Within 10 days of receiving your certificate for a refund of your premium, but in no instance will cancellation be accepted within 10 days prior to the departure date. |
| Maximum Covered Trip Length |
90 Consecutive Days |
| Trip Cancellation (each person) |
None |
| Trip Interruption (each) |
Tour Cost to a maximum of $10,000 |
| Travel Delay / Missed Connection |
$500. Including up to $150 per day for reasonable accommodations and meals. |
| Baggage / Personal Effects Delay |
$200 |
| Secondary Medical Expenses |
$50,000 maximum limit |
$500,000 maximum limit |
$1,000,000 maximum limit |
| Coinsurance |
No Coinsurance. Plan pays 100% of eligible expenses |
| Deductible |
$50 deductible per occurrence. Maximum of 3 Policy Period deductibles per family under the same application. |
| Local Ambulance Expenses |
Included in the Emergency Medical Expense Benefit. |
| Emergency Medical Evacuation / Repatriation |
$250,000. In addition to Emergency Medical Expense Benefit. |
| Dental Emergency |
$750 maximum. Included in Emergency Medical Expense Benefit. |
| Pre-Existing Condition Lookback Period |
6 month period (for Age 70+ 12 month period) prior to the date of purchase. Waived for Medical Evacuation / Repatriation. |
| Return of Remains |
Included in Emergency Medical Evacuation / Repatriation Benefit. |
| Accidental Death & Dismemberment |
$10,000Common Carrier AD&D: $25,000 |
| Flight Accident Insurance |
Optional Upgrade to $100,000 or $300,000 policy maximum |
| 24 Hour Travel Assistance Services |
Yes |
| More Information |
Limitation of Benefits: Once You are deemed medically stable to return to Your country of residence (with or without a medical escort) either in the opinion of the Insurer or by virtue of discharge from hospital, Your emergency is considered to have ended, whereupon any further consultation, treatment, recurrence or complication related to the medical emergency will no longer be eligible for coverage under this policy. |
| Insurance Underwriter |
Guardian Life of the Caribbean Ltd. (A Rated) |
| Secure online order form link (you don’t pay extra fees using us) |
GlobalTrip Saver PD Secure Online Order Form |
GlobalTrip Classic PD Secure Online Order Form |
GlobalTrip Plus Secure Online Order Form |
Here are the GlobalTrip PD Plan prices in US Dollars:
TravelHealthInsurance.net - is a division of TripInsuranceStore.com
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Sunday: 1 - 5 pm
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